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Economy

Federal loan program aided California's pension fund

Dale Kasler - The Sacramento Bee

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December 03, 2010 06:56 AM

CalPERS was among the big winners in an obscure Federal Reserve loan program aimed at rescuing the nation's troubled credit markets last year.

The state's other big pension fund, CalSTRS, also participated in the program, but to a much smaller degree, according to records released this week by the Federal Reserve.

The two California funds didn't get bailouts of the sort the government arranged for distressed companies like AIG and General Motors.

Instead, they and other big investors took advantage of a $70 billion Federal Reserve loan program designed to pump money into the consumer and business lending markets.

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CalPERS, in fact, was among the most enthusiastic participants. With $5.14 billion borrowed from the Fed, the California Public Employees' Retirement System invested in a portfolio of high-performing credit card loans. CalPERS put in $350 million of its own money and earned a $175 million profit, a return of around 50 percent, said Curtis Ishii, a senior investment officer at the pension fund.

CalPERS has repaid the Fed loan.

The Fed's program has come under some criticism because it lent the money under terms favorable to borrowers, many of whom were able to lock in attractive profits.

To read the complete article, visit www.sacbee.com.

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