Nearly half of North Carolina's 86 state-chartered banks are on N.C. regulators' list of troubled institutions, up 74 percent in less than a year and a grim record that underscores the strain of the multiyear downturn.
The tally of 40 troubled banks compares with 23 in October 2009. Typically, there are only two or three on the list.
Regulators are legally barred from disclosing individual bank names or ratings. Doing so could risk a "run" on deposits, which could prevent banks from working through problems.
However, banks where conditions have deteriorated significantly are made public. In North Carolina, there are seven of those, according to state and federal regulators' records.
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