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Economy

Changes: Bank of America sends out simple statements

Rick Rothacker - McClatchy Newspapers

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November 30, 2009 02:58 PM

With the credit card industry under fire for high interest rates and fees, Bank of America Corp. today said it will send 40 million customers a one-page statement that aims to clearly lay out the terms of their accounts.

The Charlotte bank's "credit card clarity commitment" is billed as a simple, clearly written list of customers' rates, fees and payment information. The bank earlier this year created a similar statement for mortgage customers.

“It's an evolution of what our company is doing to improve the transparency of our products and services,” said Ric Strothers, Bank of America's Delaware-based head of card services, in an interview.

The credit card industry is in upheaval as customers increasingly struggle to pay their bills in a time of high unemployment. Regulators and lawmakers are also cracking down on the fees and rates credit card issuers can charge.

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