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Economy

Fall off in commercial lending in Wichita

Bill Wilson - Wichita Eagle

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October 27, 2009 03:11 PM

Commercial deals are drying up in Wichita, falling at a faster rate than a national study indicates due to tight lending standards, experts say.

Local commercial brokers say sales activity is off 30 to 40 percent this year, far ahead of the 10 percent national pace in this month's National Association of Realtors Commercial Member Profile, which measures sales volumes from 2006 through 2008.

"It's pretty stagnant right now," said Gary Schmitt, who oversees residential and commercial lending at Wichita's Intrust Bank.

Locally, commercial business has slowed to a trickle. Deals are getting done, but they're with big down payments and spotless credit histories.

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"We're figuring 30 to 40 percent down in sales transactions," said Marlin Penner, president of NAI John T. Arnold Associates. "And financing is the big reason."

Many deals require 30 to 40 percent down to land financing, Schmitt and Penner said. And refinancing often requires cash up front to complete, to increase the buyer's equity stake in the property.

Read the complete story at kansas.com

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