Ronnie and Donna Fruia bought their home between Mooresville and Troutman, N.C., 15 years ago. A mortgage loan officer from CitiFinancial showed up in Ronnie Fruia's hospital (he was recovering from a stroke) to try to convince him to sign a mortgage modification proposal he'd already rejected.
Ronnie and Donna Fruia bought their home between Mooresville and Troutman, N.C., 15 years ago. A mortgage loan officer from CitiFinancial showed up in Ronnie Fruia's hospital (he was recovering from a stroke) to try to convince him to sign a mortgage modification proposal he'd already rejected. L. Mueller/Charlotte Observer/MCT
Ronnie and Donna Fruia bought their home between Mooresville and Troutman, N.C., 15 years ago. A mortgage loan officer from CitiFinancial showed up in Ronnie Fruia's hospital (he was recovering from a stroke) to try to convince him to sign a mortgage modification proposal he'd already rejected. L. Mueller/Charlotte Observer/MCT

Firms are getting billions, but homeowners still in trouble

October 04, 2009 6:00 AM