A bicycle with a layaway tag on it sits on the sales floor, November 11, 2011 at Big Shark Bicycle Co. in University City, Missouri
A bicycle with a layaway tag on it sits on the sales floor, November 11, 2011 at Big Shark Bicycle Co. in University City, Missouri St. Louis Post-Dispatch/MCT
A bicycle with a layaway tag on it sits on the sales floor, November 11, 2011 at Big Shark Bicycle Co. in University City, Missouri St. Louis Post-Dispatch/MCT

Critics offer caution on consumer layaway programs

September 10, 2012 5:48 PM