A foreclosure sign is shown through a front gate of a home in Oakland, Calif.
A foreclosure sign is shown through a front gate of a home in Oakland, Calif. Paul Sakuma / AP
A foreclosure sign is shown through a front gate of a home in Oakland, Calif. Paul Sakuma / AP

Foreclosures, bankruptcies fall, but problems remain

January 12, 2012 12:01 AM