Lael Youngblood thought her mortgage misery had ended Dec. 24 when she signed and sent back permanent modification papers to Bank of America.
But letters she later received from the bank left her unsure of her mortgage status, and for six months, she anxiously waited to see if the bank's collection department would make good on its threats to begin foreclosure proceedings June 17. At the same time, representatives in other departments assured her they would handle her account problems.
"I'm spending all of my time and all my energy on this, when I should be healing and planning my wedding," Youngblood said in May. She has a rare chronic illness that causes problems in various organs and pressure in her head and plans to be married Oct. 31 in New Orleans to fiance Rick Tallini, her rock for the past year.
Late Thursday night, Youngblood received a mortgage statement showing that everything had been straightened out.
Weeks earlier in May, a Bank of America spokeswoman said the bank had resolved Youngblood's situation, and it was an error if she received a foreclosure notice. "We apologize to her for her experience with Bank of America," said spokeswoman Jumana Bauwens in an e-mail.
Youngblood is ecstatic that her account is settled, but she plans to continue a Facebook page she created a few months ago in her frustration.
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