April 29, 2010 7:00 AM

Some faithful turn to health sharing ministries instead of insurance

A growing number of Americans are becoming members of faith-based "health sharing ministries" where members directly pay for each others' medical bills. Members also pray for each other, and a "get well" card from a stranger isn't uncommon. National health care reform will force millions of Americans to buy insurance or face fines, but a little-noticed provision excludes people who belong to such groups.

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