When health care bill's provisions would take effect

McClatchy NewspapersMarch 21, 2010 

WASHINGTON — Here are the effective dates of major provisions of the health care overhaul legislation approved Sunday:

WITHIN A YEAR

- Would provide a $250 rebate this year to Medicare prescription drug beneficiaries whose initial benefits run out.

90 days after enactment:

- Would provide immediate access to high-risk pools for people with no insurance because of pre-existing conditions.

Six months after enactment:

- Would bar insurers from denying people coverage when they get sick.

- Would bar insurers from denying coverage to children with pre-existing conditions.

- Would bar insurers from imposing lifetime caps on coverage.

- Would require insurers to allow people to stay on their parents' policies until they turn 26.

2011

- Would require individual and small group market plans to spend 80 percent of premium dollars on medical services. Large group plans would have to spend at least 85 percent.

2013

- Would increase the Medicare payroll tax and expand it to dividend, interest and other unearned income for singles earning more than $200,000 and joint filers making more than $250,000.

2014

- Would provide subsidies for families earning up to 400 percent of poverty level, currently about $88,000 a year, to purchase health insurance.

- Would require most employers to provide coverage or face penalties.

- Would require most people to obtain coverage or face penalties.

2018

- Would impose a 40 percent excise tax on high-end insurance policies.

2019

- Would expand health insurance coverage to 32 million people.

Sources: Speaker of the House, Congressional Budget Office, Kaiser Family Foundation.

McClatchy Newspapers 2010

McClatchy Washington Bureau is pleased to provide this opportunity to share information, experiences and observations about what's in the news. Some of the comments may be reprinted elsewhere in the site or in the newspaper. We encourage lively, open debate on the issues of the day, and ask that you refrain from profanity, hate speech, personal comments and remarks that are off point. Thank you for taking the time to offer your thoughts.

Commenting FAQs | Terms of Service